Cost of Living in Warsaw
– Professional Edition
We get a lot of questions from people thinking about moving to the wonderful city of Warsaw, Poland. One of the most common questions is ‘what is the cost of living in Warsaw?’, well this is a broad question that depends on your living style. Are you the beer at the beach type of person, or the champagne spraying party animal? Do you have a child? Is a car a necessity to you? Well we are currently writing a collection of articles to explain the cost of living in Warsaw for different people with different requirements (We have a student edition of this article. This article is focused on a working professional that is taking a new role in Warsaw and is planning to stay for one to three years.)
Who is this article aimed at?
This article is aimed at a working professional who is interesting in learning more about the cost of living in Warsaw, before accepting a job offer and moving. You’ll most likely be single, be interested in living alone, enjoy socialising twice a week and have some form of disposable income.
All the numbers below are rough estimations and subject to change over time. Please take these numbers as a guide line. This article was written and last updated October 2015.
Rent and Accommodation
This will most likely be your biggest monthly cost and when thinking about what is the cost of living in Warsaw this should be your first consideration. As most major companies are based in the centre of the city, it is highly likely that this is where you’ll want to be in your first year of moving to the city.
Where should I look to find rooms in Warsaw? There are some great online portals to help you find a room in Warsaw. You’ll find almost all of the posts are written in Polish. If you don’t speak Polish then did you know you can translate the whole website easily with the Google Chrome browser? You simply right click on the page and select ‘Translate to English’ and you’ll be surprised how good the translation can be.
Gumtree.pl – Gumtree is one of the most popular online directories for not only rooms, but whole flats, bikes, cars and much more. Gumtree has an option to search only for a room, you can select your monthly amount, search for rooms without any agency fee and different locations. You can learn more about the different neighbourhoods in Warsaw here
What is the average monthly cost of a one bed room flat and how big is it?
The short answer: 1800zl to 2900zl a month, between 30 m2 to 60+ m2 (square meters)
1800zl = €423 | $475 | £313 | ₽31,448
2200zl = €518 | $580 | £382 | ₽38,436
2500zl = €588 | $660 | £434 | ₽43,678
2800zl = €659 | $739 | £487 | ₽48,919
The long answer:
We all know that the more you are willing to spend the bigger and better space you will get. It is likely that if you’re willing to travel 40 mins to the city everyday you could find a large place for 1500zl, but for the sake of this article we are only going to focus in the strict city centre area. The difference from 1800zl to 2900zl can mean a gated community, balcony, free gym, an extra room and so on.
What can I expect for 1800zl a month?
Here is an example of what you could expect:
for 1800zl in the city centre, you can expect a bed room of this standard, a kitchen with a table, a small bath room and bills not included.
What can I expect for 2600zl a month?
Here is an example of what you could expect:
This price range it aimed more at two people that want to live together, as you’ll most likely have a spare room, but if your job requires you to work from home, this could make a nice home office.
The example shown in the picure above is in a very good location, has modern furniture, a balcony, extra room and fully equipped kitchen. Bills not included (aspect bills to be about 100zl a month).
Monthly rental cost with bills: 2300zl
Health is important, not much else is important without it and in Poland you have to pay for your healthcare.
It is highly likely that your business will provide you with health insurance, but you should really ask for all the details and read the small print. Just because you’re from an EU country does not mean you’ll get 100% of your treatment for free and there might be some situations that your work health insurance will not cover you. For the sake of this article I am just going to assume you have no health insurance provided by work and you’ll have to cover the costs yourself. If you do have health insurance from work then you can remove this amount from the total.
One of the most popular medical companies in Poland is Lux Med. They offer an Annual payment of 785zl or Payments in two installments (every 6 months) of 413zl x2.
Monthly Health cost: 65zl*
*12 months must be paid upfront
If you decide to save on your rent and live outside the city centre then travel will become apart of your everyday life.
All trams and buses use the same ticket system and you can buy from ticket machines around the city and the latest trams have ticket machines onboard, but beware that the old trams don’t.
The tram tickets are based on time and you can travel as much as you like within that time frame. The tickets currently available are:
20 mins: 3.40zl
75 mins: 4.40zl
90 mins: 7zl
24 hour unlimited travel: 15zl
Group ticket for up to five people: 40zl
If you’re planning to travel almost everyday then it is much cheaper to buy a monthly ticket or 90 day ticket
30 day ticket: 112zl
90 day ticket: 280zl
There are many different companies in Warsaw and they vary in price. Unless you know Polish and the area expect to be taken the slightly longer route, “but, hey I don’t want to be ripped off!”. Don’t worry, I got you.
Have you ever heard of uber? It is a taxi app that allows you to order a car through your smartphone. It is linked with google maps, so if you don’t speak Polish the driver will already know your location and destination through the magic of GPS. Plus you can see the car driving towards you on the app and you can follow the route via your phone so you know you’re not getting taken the longest route possible. Uber is also about 30% cheaper than a standard taxi.
Want to try it out? With this special offer code you can get 25zl to try your first ride for free to see if you like it or not. Simply download the app and when signing up it will ask you for a code:
Or you can sign up using this link: uber in Warsaw
You can buy a bike on Gumtree for about 400-500zl, but there is also an amazing bike rental system around the city which is almost free if your trips take less than 20 mins each.
These bikes are a huge money saver if you live near the city. They run 24/7 so you cycle home and avoid a taxi, as long as you have not drank too much.
You can sign up on the Veturilo website. You’ll need a Polish mobile phone number.
So, let’s say you take a monthly tram ticket and take six taxis a month @ 20zl each:
Monthly travel cost: 232zl
After a long week of working, you’ll most likely want to let your hair down and make the most of the weekend, be that some action packed sports, a spa day or a few drinks and dancing with friends. As someone with a disposable income it is likely you’ll do something every weekend.
Club Entrance Cost
This is a tough question to answer as there are many different clubs, in many different locations that have different prices on different days and different prices for different sexes. To keep this simple I am going to focus on the most popular clubs (around Mazowiecka street) and the below prices are for a Saturday night:
Drinking at bars and clubs
Again, this is a tough one to simply answer, as bars over the river and away from all the clubs are a lot cheaper than the ones next to the ‘super clubs’. All these prices are estimations and subject to change:
Bottle of vodka and table: 300zl
Vodka and coke: 20zl
Eating at a restaurant
There are many different types of restaurants to enjoy in Warsaw. It is best to avoid the ‘tourist’ areas such as Nowy Swiat if you’re on a budget.
Sushi set: 50zl
Burger and fries: 30zl
Lamb dish: 55zl
Bottle of wine in a restaurant: 75zl
Let’s so you go clubbing once a weekend (120zl) and eat out with friends four times a month:
Monthly social cost: 680zl*
*This depends on the person, if you party three days a week then triple this total
Other Monthly Costs
There are other costs that might be unique to you and we can’t list it all here, but there are some standard things most of us will need:
Mobile phone sim (1GB of internet plus texts and calls): 20zl
Sanity towels: 12zl
Gym membership: 200zl
We won’t include these in the total, as they are subjective to you. You can add these costs to the total if they apply to you.
What is the answer to the cost of living in Warsaw?
The monthly cost of living in Warsaw: 3270zl*
We hope this article helped you learn more about what might be your expected monthly spending. If you have any suggestions for those thinking about moving to Poland then please leave a comment below.